The Dangers of Credit Cards :: Argumentative Persuasive Topics

The Dangers of Credit Cards Credit cards are an inevitable factor in growing up. Once you turn eighteen it all starts. You receive applications in the mail daily and commercials appear on television as well. This starts to spark an interest. So you say to yourself, "I think I'm responsible enough to get a credit card, I'll only use it for emergencies." Then you apply and it may take a couple times to finally be approved for one. This only makes it worse, of course, because you realize how long you have waited and now you get to buy anything you want, after all you don't have to pay it off for a month. The year is 2001, more and more teen's own credit cards and are already establishing their credit history. This essay will prove the truth about credit cards and what it's like to be in debt. It will also show the easy ways in which commercials and credit card companies can lure you into debt. Credit cards seem to be the easy way to purchase things. If you want a pair of pants but don't have the cash, you can just charge it. In reality, credit cards are not that easy. Once you are approved for a card the company gives you a credit limit, which is proportional to your income. On the average, an eighteen year old would have about a $250 limit. Which is good because it means teenagers cannot charge past the maximum amount of money. When a credit card is maxed out it means that you have hit the highest amount of money you can spend and it won't let you spend anymore. A month later when you receive your bill, the full amount will be shown and the minimum amount owed. The minimum amount is a feature on a credit card that allows the buyer to pay only a certain small sum of the money. For example the bill is $222 and the minimum amount you can pay is $15-$25. If you choose to pay the minimum, the interest value comes in. Each time you don't pay in full, interest rates are charged onto the original bill. This is how people with credit cards run into debt.

A Synopsis of the Movie, Ip Man 2: Legend of the Grandmaster

Period 4 – Films Literature 8/19/20 The movie that I find the best would be Ip Man 2 Legend of the Grandmaster directed by Wilson Yip. Ip Man 2 Legend of the Grandmaster is an action packed martial arts film, this movie being a semi-biographical cinema is based on a real person in history which makes the move even more interesting and exciting. Ip Man 2 Legend of the Grandmaster not only has an action packed side but also has a heartfelt side by putting in Yip Man's tough life after world war two.This movie also has spectacular fghting scenes choreographed by Sammo Hung a renowned in the martial arts department. Y Ip Man 2 Legend of the Grandmaster demonstrates what every martial arts movie needs, action! Yip Man is a martial arts teacher which basically says that his skills surpass all. A fight scene that stood out for me was a fight that was set in a fish market. Yip went to the fish market to save a pupil of his and the rescue turned into an all-out brawl, a huge one!The br awl was on a scaled of about two to sixty and Yip showing his skills defended himself throughout the entire fght unscathed! The fight scenes show the passion and dedication that Yip had for Wing Chun. Although this being a martial arts movie you wouldn't expect much of a storyline rather than Just a brawl fest to brawl fest, but that is what separates this movie form the rest. In the first movie Yip Man was a rich man but that change after the Japanese invaded China in world war two.Now in the sequel Yip Man tries to start a martial arts class but things do not turn out right, people didn't pay when he asked and he was unaware of a rule put down by the city. So Yip Man is yet to face another tribulation and he conquers it. Also his wife is a bigger part in this movie making her role bigger by showing the relationship her and Yip have and what a big impact she has on him. This movie also shows the tribulations that the Chinese race had to deal with. TheBritish were put as the antagon ist; they abused the Chinese and used them as dogs. This harass they receive requires the Chinese to band together and get their honor back in a brawl. This fght is very honorable and inspiring because it shows that you can overcome anything together. Ip Man 2 Legend of the Grandmaster is a movie that I will always love and a movie that I will watch over and over again and I will not tire of it. It has beautiful fghting scenes and story line is very touching. This movie is my favorite movie.

A Tale of Two Cities Humor Essay

Humor in A Tale of Two Cities This novel is filled with humor but one scene that catches attention as humorous is in Chapter one of the Second Book, Jerry Cruncher is the most comical character in the book and in this particular scene he yells at his wife for praying against her. This is comical because it is so absurd especially the way Dickens depicts it. Mr.Cruncher wa kes up to find his wife praying and yells twice that she is â€Å"at it agin† (Dickens 56), so he continues to throw a muddy boot at her. Mrs.Cruncher only responds after he addresses her again, she explains that she was not praying against him but for him. This entire scene is utterly ridiculous because she was just being a peaceful wife but her husband assumes she is praying for him to be unsuccessful. He has no evidence to back up his accusation yet continues to believe it. This scene also display terrible sexism on the part of Jerry Cruncher. Humor in A Tale of Two Cities This novel is filled with humor but one scene that catches attention as humorous is in Chapter one of the Second Book, Jerry Cruncher is the most comical character in the book and in this particular scene he yells at his wife for praying against her. This is comical because it is so absurd especially the way Dickens depicts it. Mr.Cruncher wa kes up to find his wife praying and yells twice that she is â€Å"at it agin† (Dickens 56), so he continues to throw a muddy boot at her. Mrs.Cruncher only responds after he addresses her again, she explains that she was not praying against him but for him. This entire scene is utterly ridiculous because she was just being a peaceful wife but her husband assumes she is praying for him to be unsuccessful. He has no evidence to back up his accusation yet continues to believe it. This scene also display terrible sexism on the part of Jerry Cruncher. Humor in A Tale of Two Cities This novel is filled with humor but one scene that catches attention as humorous is in Chapter one of the Second Book, Jerry Cruncher is the most comical character in the book and in this particular scene he yells at his  wife for praying against her. T his is comical because it is so absurd especially the way Dickens depicts it. Mr.Cruncher wa kes up to find his wife praying and yells twice that she is â€Å"at it agin† (Dickens 56), so he continues to throw a muddy boot at her. Mrs.Cruncher only responds after he addresses her again, she explains that she was not praying against him but for him. This entire scene is utterly ridiculous because she was just being a peaceful wife but her husband assumes she is praying for him to be unsuccessful. He has no evidence to back up his accusation yet continues to believe it. This scene also display terrible sexism on the part of Jerry Cruncher.

Role and Function of Art

FUNCTION AND ROLE OF ART IN 21st CENTURY Seminar on Aesthetics: Research Assignment – Essay Abstract In 21st century, art is keeping pace with the technological evolution while taking advantage of it. Role and function of art has evolved, adapted and gained diversity in terms of interest, production, specialization and idea. Examination of personal, social and physical functions of art are going to be discussed with examples. While discussing assigned roles of today’s art and design, the subject will be clarified with author’s personal opinion.The core aim of this paper is to answer the question of â€Å"What is the role and function of art in the 21st century? † FUNCTION AND ROLE OF ART IN 21st CENTURY 21st century art is a growing field of practice, research and publication, with a lot of diversity in terms of conceptualization. This makes it a lot more interesting to study field of art today. In the early part of the 20th century, what we now call †Å"Modern Art† became main stream and at a point it all started to look same old. Museums and exhibition environments use to be perceived as high class society by public which puts up a distance between art and the viewer.Other topics that were much-discussed in the late 20th century remain vital for the 21st century art and visual culture. Art of the 21st century is affected by globalization. The world in which we live and work has become increasingly economically, politically, and culturally interconnected. Aided by internet and mass media, people can reach out to local art and artists via a device which has WI-FI or 3G. It is easier to follow development of art by monthly e-mail updates from different services.This incredible growth of interconnectivity emerges with a modern way of critical thinking and scholarly debate, and creates a whole new perspectives and ideas to their consumers. The increased movement of artists across borders and oceans has added to the intermixing of influences. Artist today are regularly and freely mix media and forms, making the choices that best serve their concepts and purposes. Some of the basic personal functions of art such as self-expression, gratification, communication or aesthetic experimentation are still remains today, yet there are many of them and they vary from person to person.A lot of different topic, idea, taboo, cliche and stereotype have been resonating in the world of artists. Some artists are interested in the freedom to solve the special problems of style or technique which fascinate them. Others seek the freedom to use style and technique to express their views about society and political processes. Sometimes a piece doesn’t have to mean anything. The meaning comes with the perceived value of the piece by the audience. For example, John Cage wrote a symphony which continues for four minutes and thirty three seconds of complete silence and called it â€Å"4:33† or â€Å"Four Thirty Three †.Even though piece does not include any kind of musical note, it is one of the most well-known classical music pieces of our century. Conservative communities of classical music do not consider this as a good art as it is not representing its root, while some art critics raising voice against the existence of term â€Å"good† or â€Å"high† art. Any argument and/or objection can change the fact that John Cage’s piece offers a complete new experience and perspective to its audience. The audience is the key to examine social functions of art.In a sense, every piece of art has a social function unless it is not created for an audience. Art has always influenced human and human behavior. Art can influence the attitudes of people in groups, affecting the way they think or feel and, ultimately, the way they act. Today’s social media is playing a key role to bring society together. Facebook, tweeter, myspace a like social web sites has millions of users. Museums, theaters and other traditional exhibition environments have become screens in our bedroom. Going-green† and alike social activism reaches out to its audience by a piece of art or design. Artists attracted by the immediacy and connectivity of globally networked media often create online projects that invite social interaction. Relational aesthetics has developed (and been contested) as a critical theory for analyzing and evaluating such undertakings. Paintings and buildings can be symbols, but only buildings serve a physical function. The art of â€Å"physical function† refers to objects that are made to be used as tools or containers.Architecture, the crafts and industrial design are some areas where physical functionality is inevitable. Today we have industrial designers; they create anything- from earthmovers to cigarette lighters to houses to storefronts. Art shares responsibility for the built environment: how it looks and how it works. And here, art means more than embellishing or beautifying surfaces. We love our dishwashers, air conditioners, automatic ovens, tile bathrooms, and built in stereo sets more than the qualities of light and space that art and design can bring to a home.The great aim for this era is to combine aesthetic and physical functionalities in an art piece. The arts can play a pivotal role in moderating the complexities of our lives. The art can open an argument among diverse groups by creating safe spaces for engagement, thus allowing new relationships to take root. It can help us understand and connect cultural distinctions. It contributes to economic opportunities and community vitality. It enhances our quality of life. Through its multiple means of expression, the art can raise a voice where once there was only silence.As a young designer/artist, I feel lucky to live in this century. Today, transnational flow of information makes it easier to conceptualize and exhibit my work. Thus, economical complications a re too influential on artists and especially for designers. Art and design related costumers, producers, sponsors etc. who provides money might try to manipulate/dictate on the final piece, or the concept, even the idea. If we, as artists and designers of the new era can take advantage of new social interactivity, it is very easy to reach out society while not being dependent to providers.It is still early in 21st century. Development of art never stopped, and never will be. In the future, we might look back and see this era as experimentation in combining technology, functionality and art. It might feel like everything has been experimented, done or thought yet we continue to create, spread and consume. Art must play a role in the improvement of our collective existence. Art must participate through visual education and persuasion in the development of popular attitudes which can lead eventually to a better society.

Bank of America Case Study Essay

Problem Statement Can Bank of America initiate, renew or terminate different sponsorship opportunities. Which of the different sponsorships will have the biggest ability to help the bank’s business segments accomplish there business objectives, and which ones could damage them. Background Bank of America was operating in 29 states, District of Colombia and 43 foreign countries, serving individual customers, small to middle market businesses and large corporations. They provided a diversified range of financial assistances, such as banking, investing and asset management. All this through three business segments: Global Consumer and Small Business Banking, Global wealth and Global Corporate and Investment Banking. The headquarters of Bank of America is located in Charlotte, North Carolina. One of the banks business strategies is to serve as a leading financial partner and advisor across all major sports. Owners, leagues and franchises can turn to them with all banking needs. The bank spent more on sponsoring sports then any other bank in the US based bank. Sports such as major and minor baseball, the PGA-tour, NASCAR and NFL. Bank of America actually grew from many smaller banks, as regional banks where acquired the bank got sport relationships along with the smaller banks; which were kept to show their commitment to serving its customers and communities. Official Bank of Baseball Since 1880 Baseball was generally considered a part of America’s heritage and also a part of Bank of America’s culture that sponsored their employee baseball teams. And in 2004 the bank became the first company ever to be designated the Official Bank of Baseball. Sports Sponsorship Philosophy and Selection Criteria In 2006 Ray Bednar joined the Bank of America as senior VP and global sponsorships executive, he was there to oversee the strategy and activation deployment for the company’s expansive sport sponsorships portfolio. His largest responsibility lied with the application of more difficult and  explicit business criteria, beyond his employment to the traditional marketing/promotional considerations and making sponsorships decisions. Bednar explained: We are a Bank. If we sponsor, we expect banking relationships. We are concerned about getting banking business instead of just generating brand awareness and brand association, or generating more retail traffic. Sponsorships for Bank of America is ultimately a banking business decision- a decision to help our line of business. NASCAR With a broad reach as 1800 racing events and more than 110 tracks in 36 states it is ranked number one corporate involvement and per-event attendance, and number two in television viewership. Given Bank of America’s long involvement with NASCAR, they could continue to expand their association with the sport and benefit and build excitement for fans across the country. But is this an appropriate and effective platform for targeting multiple customer segments. U.S Olympic Committee The banks involvement with the Olympic team gores back to 1921. But in 1992 another bank, Bank America became the Official Bank Sponsor of the U.S Olympic team. What Bank of America now faced was whether the USOC and the Olympic Games remained a good strategic fit with the bank? Should the bank renew its sponsorship beyond its 2008 commitment? Would global reach associate well with the banks philosophy and selection criteria? Dallas Cowboys Bank of America had been involved in the financing of the Dallas Cowboys. Bednar faced the decision of whether or not to renew the sponsorship with the NFL-team, how had to consider on how the return on investment on objectives approaches could be applied. Bank of America PGA tournaments Two of their major sponsorships in golf were the Bank of America Championship  in the Boston area and the Bank of America Colonial in Fort Worth, Texas. They recognized the risk of losing the relationships with club members, but not as enough to justify the continued investment. How could the implement this exit strategy and still maintain existing banking relationships Recommendations The name of the company clearly states who the costumers should be. My recommendations would be to focus on the sponsorships within the America. NASCAR, NFL and Baseball are great opportunities to create relationships with their costumers. They might even try to become the Official bank of NFL one day. With that said I think the bank should try and sponsor less of the global sporting events such as the Olympic committee. The PGA tour, while it is played in the US it is televised in the whole world and since they are not reaching towards that market, I think less sponsorship should be put in this event as well. As for the Chicago marathon they should sell the event but stay as sponsor. Question If Bank of America would like to go global, would they have to change their name to something less patriotic?

Steering Commitee Essay Example | Topics and Well Written Essays - 500 words

Steering Commitee - Essay Example . The steering committee is composed of the "critical stakeholder groups (those most impacted by the objectives of the project) in the overall governance of the project" ("Forming a Project Steering Committee"). Once the steering committee had identified the problems, groups and sub-committees can be formed to address the individual issues that face Red Wine. A working group that can address the overall requirements of the system can design an integrated functional and communicative arrangement. One of the problems facing Red Wine is the fact that there are several departments all competing for scarce resources. This has mandated that they take independent actions and have reduced the possibility of maximizing computer resources or the ability to communicate from department to department. It would be the responsibility of the steering committee to alleviate this lack of communication. Once the system is designed as a workable solution, other workgroups can be assigned to take care of the installation and implementation. One consideration is the programming. A workgroup, working under the steering committee, would be responsible for the coding and debugging of the system. In addition, this workgroup would need to make arrangements to see that the implementation was workable from the standpoint of programming. Anoth

BUSINESS ACCOUNTING Assignment Example | Topics and Well Written Essays - 1750 words

BUSINESS ACCOUNTING - Assignment Example by, the requirement for a central global standard for accounting has emerged in order to close the gaps that exist among the many national standardization bodies. The IASB was therefore formed in 2001 as a way to consolidate the worlds accounting standards with the intention to make them more accommodative of all firms regardless of where they operate from. Accounting standardization are every important in not only allowing the generation of standard accounting and financial reports but also in increasing transparency (Needles, 2012). Accounting and financial report play a big role in the economy in that they are used to make useful economic decision both by the managers of a particular firm and by many other stakeholders who are not directly involved in the management of the firm. Standards make it easy for outside stakeholders to access this information in a form that they can understand and also have faith in such reports. Lack of such standards can lead to disaster. A good example is the Enron firm which was an energy generation firm that was based in Texas. Prior to its bankruptcy in 2001, the firm had been using unfair and substandard accounting methods to make its book look good and therefore attract many investors (Sterling, 2002). Enron was able to use this method to lure so many investors, fool the analysts at the NYSE and al so to fool the regulators. In fact, Enron management was the main supporters of the mark to market method of accounting which came to be seen as an unrealistic way to do accounting. It used this as a way to book future (prospective) profits from assets. Because it was performing so well (at least based on its fabricated accounting books), it was able to push for this kind of accounting, to the point of even pressuring the IASB to accept this as a standard of accounting. This later led to disaster and the firm had to finally collapse. The IASB was founded as an attempt to create accounting standards with which firms can generate